Tej yam yuav tau xyuas ua ntej koj nias twv tawm
Txawm hais tias koj nyob nraum khw muag khoom hnub so, los yog cia li nrhiav kom tsis txhob muaj kev kub ntxhov nyob hauv lub khw, yuav khoom hauv online yuav yog ib qho kev sib tw, tshwj xeeb tshaj yog hais tias koj tsis tawm ntawm tus e-tailers kom tau zoo dua los ntawm qhov chaw paub tsawg dua. Ntawm no yog 10 lub tswv yim los pab kom koj tau txais kev thajyeeb hauv siab thaum mus kav khw hauv online.
1. Kuaj xyuas tus neeg muag khoom kom txaus siab.
Lwm tus neeg txoj kev paub nrog tus lag luam uas koj xav tau yog feem ntau qhov ntsuas tau zoo heev txog yam yuav tshwm sim thaum koj txiav txim siab. Tshawb xyuas lwm tus neeg cov lus qhia thiab kos tawm tus muag khoom ntaus nqi rau ntawm qhov chaw xws li Google Khw. Qis "hnub qub" muaj peev xwm muab tau tus chij liab uas ceeb toom koj kom nrhiav tau tus muag khoom ntau dua.
2. Tshawb xyuas qhov chaw Better Business Bureau qhov chaw seb puas muaj ntau qhov kev tsis txaus siab txog tus neeg muag khoom.
Lub Chaw Lag Luam Zoo Tshaj Plaws Tebchaws Meskas thiab Canada yog qhov chaw zoo tshaj plaws los nrhiav cov kev qhia txog cov tub lag luam, suav nrog lossis tsis muaj cov lus tsis txaus siab tiv thaiv lawv txog kev xa, khoom muag, lossis thim nyiaj lossis kev pauv hloov. Koj kuj tuaj yeem nrhiav tau lawv qhov chaw nyob thiab cov ntaub ntawv tiv toj, uas yuav pub koj mus rau qhov chaw hauv xov tooj hu xov tooj rau ntawm qhov chaw tsis muaj kev tiv thaiv (piv txwv tias "Nias 1 mus tham nrog ib tus neeg nyob ib nrab").
3. Thaum twg ua tau, siv ib daim credit card rau kev them nqi.
Raws li American Bar Association lub vas sab, safeshopping.org, nws yog qhov zoo tshaj plaws los siv daim credit card thaum them nyiaj online vim tias tsoomfwv txoj cai tiv thaiv cov neeg siv credit card los ntawm kev dag ntxias thiab txo tus neeg txoj cai kom txog $ 50. Qee tus neeg muab khoom ua lag luam kuj yuav zam tau $ 50 tus nqi tes lossis them rau koj.
Xav txog qhib ib tus account ntxiv rau muas online ces koj cov khoom siv hauv internet tsis tau poob hauv lub hiav txwv ntawm Starbuck's kasfes cov khoom lag luam hauv koj lub lag luam hauv online banking. Tsis tas li ntawd, saib hauv cov yas qiv nyiaj (virtual credit cards) yog tias koj daim npav xa tawm muaj cov kev pab no. Qee cov neeg muab daim yuaj yuav muab ib daim npav rau koj siv ib daim npav ua siv tau ib zaug uas koj tuaj yeem siv tau rau ib tus lw muag yog tias koj txhawj xeeb txog kev ruaj ntseg ntawm ib tug tub lag luam.
4. Tsis txhob sau koj cov ntaub ntawv credit card rau ntawm nplooj ntawv uas tsis yog encrypted.
Thaum siv tus txheej txheem online ntawm tus neeg muag khoom, nco ntsoov xyuas tias qhov chaw nyob web muaj "https" tsis yog "http." Https xyuas kom koj siv txoj kev sib txuas lus ntawm kev sib txuas lus xa mus rau tus neeg muag khoom. Qhov no yuav pab tiv thaiv eavesdropping rau koj lw.
5. Mus ncaj nraim rau tus neeg muag khoom lub vev xaib es tsis txhob nias qhov "coupon" txuas uas tau xa tuaj rau koj los ntawm ib qho chaw tsis paub.
Scammers feem ntau siv lub tswv yim tactic hu ua cross-site scripting mus ua khoom siv tes ua hyperlink uas zoo nkaus li yog qhov chaw lag luam tiag tiam sis ua tau raws li koj cov ntaub ntawv credit card rau qhov scammer thaum koj muab koj cov ntaub ntawv them nyiaj rau hauv daim ntawv xa web. Tshwj tsis yog tias koj tuaj yeem tshawb xyuas tias ib daim coupon tuaj ntawm tus neeg muag khoom ntawm qhov chaw uas koj twb tau cuv npe, nws yog qhov zoo tshaj kom tsis txhob muaj kev sib tw nrog cov keeb kwm tsis paub.
6. Yog tias koj tau xaj los ntawm lub computer tawm (xws li lub library, computer lab, los yog lub computer PC), sau tawm ntawm qhov chaw yuav khoom thiab tshem qhov browser keeb kwm, cookies, thiab phab cache.
Qhov no zoo li tsis muaj lub hlwb, tab sis, yog tias koj siv lub cav sib txig, tso tawm hauv lub website thiab qhib qhov browser cache nplooj , lub ncuav qab zib, thiab keeb kwm thaum koj tau ua tiav ib yam dab tsi, los yog tus txiv neej ntxiv uas zaum nram nyob rau hauv lub PC koj siv tau cia li muaj nws tus kheej me ntsis shopping spree rau koj tus dime.
7. Tsis txhob muab koj tus social security number los yog hnub yug rau txhua tus neeg muag khoom.
Cov neeg muag khoom yuav tsum tsis txhob nug koj tus nab npawb social security tshwj tsis yog tias koj thov rau hauv lub lag luam los yog ib yam dab tsi rau qhov ntawd. Yog tias lawv tseem xav kom koj nkag mus rau tus nab npawb social security kom them ib yam khoom, ces lawv yog cov yuav ntaus thawj. Khiav tawm sai. Thaum koj lub hnub yug yuav zoo li ib qho tsis txaus sau cov ntaub ntawv tawm, nws tsuas yog ib qho ntxiv ntawm peb mus rau plaub cov ntaub ntawv uas yuav tsum tau muaj los ntawm tus neeg ua phem kom nyiag koj tus kheej.
8. Tshawb xyuas tus neeg muag khoom lub chaw nyob.
Yog tias koj tus neeg muag khoom nyob hauv lwm lub teb chaws, rov qab thiab sib pauv yuav nyuaj lossis tsis yooj yim. Yog tias tus tub lag luam tsuas muaj PO lub npov rau hauv, ces qhov ntawd kuj yog xim liab. Yog tias nws qhov chaw nyob yog 1234 hauv ib lub voj nqes los ntawm tus dej, koj yuav xav tau lwm qhov chaw.
9. Tshawb xyuas tus neeg muag khoom rov qab, thim nyiaj rov qab, pauv nyiaj, thiab xa cov ntawv xa tawm.
Nyeem cov ntawv nplua nuj thiab saib xyuas cov nqi them rov qab, nqi siab vwm shipping, thiab lwm yam ntxiv. Ceev faj ntawm "coupon clubs" uas tus neeg muag khoom yuav sim kom koj zwm npe rau thaum koj yuav khoom. Cov pab pawg no yuav cawm tau koj ob peb duas las, tab sis feem ntau lawv suav cov nyiaj txhua hli rau txoj cai koom nrog.
10. Tshawb xyuas tus muag tsev ntawv tus kheej txoj cai.
Thaum uas peb tsis xav txog nws, qee tus neeg yuav muag peb cov ntaub ntawv ntiag tug, yuav nyiam cov khoom, thiab lwm cov ntaub ntawv rau kev ua lag luam tshawb fawb lag luam, cov lag luam, thiab cov spammers. Nyeem zoo zoo thiab nco ntsoov xyuas kom koj tawm suab thiab tsis ua haujlwm thaum nug tias seb koj xav kom koj cov ntaub ntawv qhia tawm nrog "3rd party" (tshwj tsis yog koj nyiam spam hauv koj tus e-mail). Koj tuaj yeem xav kom tau txais ib tus email uas koj yuav siv tau thaum koj yuav khoom siv online los tiv thaiv koj tus kheej lub e-mail nrog lub qhov kev muag khoom tawm thiab lwm cov ntawv xa mus uas yog nquag xa tawm.
Ua ntse, kom muaj kev ruaj ntseg, thiab paub tias muaj ntau pawg xws li Internet Crime Complaint Center uas tuaj yeem pab koj yog tias koj xav tias koj tau tawm tsam scammed. Mus saib peb lwm cov kev pabcuam hauv qab no txog kev yuav kav khw li cas.